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Universal Finance, Inc.
Universal Finance, Inc.
  • Home
  • Payment by Phone
  • Personal Loans
  • Apply Online
  • Why Us?
  • Locations
    • Forest City
    • Hickory
    • Lenoir
    • Mocksville
    • Mooresville
    • Statesville
    • Corporate/Lenoir
  • More
    • Home
    • Payment by Phone
    • Personal Loans
    • Apply Online
    • Why Us?
    • Locations
      • Forest City
      • Hickory
      • Lenoir
      • Mocksville
      • Mooresville
      • Statesville
      • Corporate/Lenoir
  • Home
  • Payment by Phone
  • Personal Loans
  • Apply Online
  • Why Us?
  • Locations
    • Forest City
    • Hickory
    • Lenoir
    • Mocksville
    • Mooresville
    • Statesville
    • Corporate/Lenoir

Personal Loans

A personal loan from Universal Finance can help you take control of your finances. From debt consolidation to home improvements to vacations, you can plan for both the expected and unexpected. 

Apply NOW!

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What is a personal loan anyway?

Personal loans are installment loans with fixed interest rates that you can use for a variety of reasons. If approved, you'll borrow a set amount of money and pay it off with monthly payments over a scheduled period of time. Personal loans can offer an alternative to credit cards by giving you a predictable and fixed repayment plan. They can even be a tool for building credit when you make your payments on time! 


At Universal Finance, Inc., you can apply for our simple and convenient personal loans online, or talk to one of our loan specialists over the phone or at your local branch. 


Call or visit Money Man Mark today! 

moneyman Mark loans

moneyman Mark loans

How will you use your personal loan?

Debt Consolidation

Debt Consolidation

Debt Consolidation

Consolidate your debt into one monthly, predictable payment!

Life Events

Debt Consolidation

Debt Consolidation

Getting married? 

Medical Issues? 

Emergency issues?

Moving? 

We can help! 

Recreation

Debt Consolidation

Recreation

Fun is just around the corner!

Vacation loans. 

Boat Loans.

Motorcycle Loans.

RV Loans. 

Auto Loans

Home Projects

Home Projects

Need a car? Call, come by, or fill out our online application today. 

Auto refinance.

Auto repair.

Cash out refinance. 

Home Projects

Home Projects

Home Projects

Want to update your kitchen? 

Need a new bathroom? 

Home improvements are within your reach. 

 Personal loan offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes of no greater than 33% APR with terms from 12 months to 96 months. Your actual rate will be based on the loan amount and term, and will be agreed upon between you and Universal Finance, Inc. An example of total amount paid on a personal loan of $5,000 for a term of 36 months at a rate of 31.78% Fed APR would be equivalent to a payment of $220 with applicable fees included. Loan amounts available from $500.00 to $24,999.99.  


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